b/kingofcourses by ELKinG

Comprehensive Uk Personal Finance Training

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Comprehensive Uk Personal Finance Training

Published 3/2023
MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz
Language: English | Size: 6.59 GB | Duration: 18h 15m

Investing, Taxes, Pensions, Homes, Childcare, Borrowing, Sharia Financing, Retirement, Estates

What you'll learn
Managing their finances
Investments options available in the UK
Pensions and planning for the future
Overview of the UK tax system
Buying homes
Child care support
Borrowing and credit ratings
Planning for after life

Requirements
No prior finance knowledge is required

Description
Welcome to the Comprehensive UK Personal Finance Training course. I believe this is the only comprehensive course covering personal finance in the UK. In this course you will learn everything you need to know about UK personal finance. I have avoided prescriptions that are normally seen on other materials since I understand every situation is different. In this course I will take you through the basics of personal finance and cover things in detail as they apply to the UK. This course is based on my wide UK financial services experience and my personal investing knowledge. I am sure once you have done the course you will be equipped to make your own financial decisions such as investing, pensions, retirement planning, estates planning, budgeting, managing borrowings and many more other things.I have used real life examples as they apply to the UK. I avoided making this course broad so that if you are in the UK you will derive the most value. I have also added some key things such as childcare schemes, home purchase schemes, a comprehensive overview of the UK tax system, how to protect yourself from fraud. I hope you will derive a lot of value from taking on this course.LEARN - INVEST - BUILD WEALTH

Overview
Section 1: Introduction

Lecture 1 Introduction

Lecture 2 IMPORTANT DISCLAIMER - PLEASE READ

Lecture 3 Course Animation Video

Lecture 4 Opening words & navigating the course

Section 2: Chapter 1 - Investing and Investment products

Lecture 5 Introduction

Lecture 6 Overview of section & why you need money

Lecture 7 Why should you invest?

Lecture 8 Time Value of Money Principle

Lecture 9 How does stock markets work?

Lecture 10 Understanding Present Values, Future Values & Opportunity costs

Lecture 11 EXAMPLE - Simple Calculation of Investment returns

Lecture 12 Relative Returns

Lecture 13 Stock Market Indices

Lecture 14 Different categories of investors

Lecture 15 Quick introduction to investment products

Lecture 16 1. Cash Savings

Lecture 17 2. Bonds - Government & Corporate bonds

Lecture 18 3. Equities - Quick introduction

Lecture 19 3. Equities - Grocery Example - Year 1

Lecture 20 3. Equities - Grocery Example - Year 2

Lecture 21 3. Equities - Grocery Example - Year 3

Lecture 22 3. Equities - Grocery Example - Other Accounting Transactions

Lecture 23 3. Equities - Grocery Example - Registering a company & listing

Lecture 24 3. Equities - TESCO CASE STUDY - Introduction

Lecture 25 3. Equities - Quantitative Analysis of companies

Lecture 26 3. Equities - Qualitative Analysis of companies

Lecture 27 3. Equities - Other Investment Considerations

Lecture 28 3. Equities - Understanding company sectors

Lecture 29 3. Equities - Understanding Corporate Events

Lecture 30 Investment Funds - Introduction

Lecture 31 4. Investment Trusts - What is It?

Lecture 32 4. Investment Trusts - LIVE EXAMPLE

Lecture 33 4. Investment Trusts - Choosing a fund to invest

Lecture 34 5. Unit Trusts

Lecture 35 6. Open Ended Investment Companies (OEICs)

Lecture 36 7. Exchange Traded Funds (ETFs)

Lecture 37 8. Real Estate Investment Trusts (REITs)

Lecture 38 OTHER HIGH RISK ASSETS - Introduction

Lecture 39 HIGH RISK - Contract for Differences (CFDs)

Lecture 40 HIGH RISK - Spread Betting

Lecture 41 HIGH RISK - Foreign Currency (FX) Trading

Lecture 42 HIGH RISK - Commodities

Lecture 43 HIGH RISK - (PLEASE AVOID) - Binary Options

Lecture 44 HIGH RISK - Cryptocurrencies

Lecture 45 How the FCA & BoE Ensures your assets are safe

Lecture 46 Financial Services Compensation Scheme (FSCS)

Lecture 47 Resolving Issues with your provider

Lecture 48 INVESTMENT TIPS & INSPIRATION

Lecture 49 Last words

Section 3: Chapter 2 - Pensions

Lecture 50 Introduction to section

Lecture 51 What is a pensions?

Lecture 52 Workplace Pensions - Defined Benefit pension schemes

Lecture 53 Workplace Pensions - Introduction

Lecture 54 Workplace Pensions - In practise

Lecture 55 Workplace Pensions - Important Things to Do

Lecture 56 Workplace Pensions - Changing Employers

Lecture 57 Personal Pensions - SIPP - Self Invested Pension Plans

Lecture 58 GPP & Small administered pension schemes

Lecture 59 Pension Tax reliefs & Allowances

Lecture 60 Taking your pension - SIPP & Occupational Pensions Only

Lecture 61 Public Sector Pension Schemes

Lecture 62 State Pension Schemes

Lecture 63 Planning for your retirement

Lecture 64 Where to Get FREE HELP on Pensions

Lecture 65 Mini - Frequently Asked Questions on Pensions

Lecture 66 Investment Account Opening Illustration

Lecture 67 Last words

Section 4: Chapter 3 - Investment Wrappers

Lecture 68 Introduction to tax and non-tax wrappers

Lecture 69 Overview of 4 Individual Savings Accounts (ISAs)

Lecture 70 Cash ISAs

Lecture 71 Stocks and shares ISA

Lecture 72 Lifetime Individual Savings Account (LISA)

Lecture 73 Innovative Finance ISA

Lecture 74 General Investment Account (GIA)

Lecture 75 Self Invested Pension Plan (SIPP)

Lecture 76 Junior ISA

Lecture 77 Simple Investment Options - Robo-advisors

Lecture 78 Simple Investment Options - Pre-made Investment Models

Lecture 79 Important Considerations when choosing an investment provider

Lecture 80 Transferring ISAs, JISAs, LISAs & SIPPs between providers

Lecture 81 What happens to wrappers when you move abroad

Lecture 82 What happens to ISAs when you die

Lecture 83 Last words

Section 5: Chapter 4 - Investing in Gold

Lecture 84 Introduction on buying gold

Lecture 85 Overview of gold, advantages & disadvantages to owning gold

Lecture 86 How gold is measured

Lecture 87 How and where to buy gold

Lecture 88 Storing your gold

Lecture 89 Other indirect ways of holding physical gold

Lecture 90 Other alternative precious metals

Lecture 91 Last words

Section 6: Chapter 5 - Investment strategy and portfolio

Lecture 92 Introduction on portfolio and investment strategy

Lecture 93 What is investment strategy

Lecture 94 Choosing an investment strategy

Lecture 95 Asset allocation, what it is and what it means for you

Lecture 96 Diversification of your portfolio

Lecture 97 Rebalancing of your portfolio

Lecture 98 Warren Buffet Case study

Lecture 99 When should you sell an asset

Lecture 100 Tools for monitoring your portfolio

Lecture 101 Section conclusion

Section 7: Chapter 6 - Borrowing and debt management

Lecture 102 Introduction to borrowing

Lecture 103 Overview of borrowing & borrowing statistics

Lecture 104 How does borrowing work

Lecture 105 Introduction to interest rates

Lecture 106 Bank of England (BOE) - Bank rate

Lecture 107 Understanding Interest rate - Simple Interest

Lecture 108 Understanding Interest rate - Compound Interest

Lecture 109 Understanding Interest rate - Fixed Interest

Lecture 110 Understanding Interest rate - Variable Interest Rate

Lecture 111 Understanding Interest rate - Annual Percentage Rate (APR)

Lecture 112 Understanding Interest rate - Representative APR

Lecture 113 Understanding Interest rate - Annual Percentage Rate of Change (APRC)

Lecture 114 Understanding Interest rate - Promotional Interest Rate

Lecture 115 Understanding Interest rate - Annual Equivalent Rate (AER)

Lecture 116 What determines the interest you pay

Lecture 117 Personal Loans

Lecture 118 Credit cards

Lecture 119 Overdrafts

Lecture 120 Credit Sales

Lecture 121 Credit Union Loans

Lecture 122 Hire Purchase

Lecture 123 Home Credit (Doorstep Loans)

Lecture 124 Mortgage Loans

Lecture 125 Equity Release Loans

Lecture 126 Sharia Mortgage Loans

Lecture 127 Remortgaging

Lecture 128 Mail Order Catalogues

Lecture 129 Payday Loans

Lecture 130 Logbook Loans

Lecture 131 Pawn Broker Loans

Lecture 132 IMPORTANT BEWARE OF LOAN SHARKS

Lecture 133 UK student Loans

Lecture 134 Motor vehicle finance - cash, hire purchase, PCP etc

Lecture 135 33. Key Considerations when buying cars. MOT. Road Tax & Vehicle Insurance

Lecture 136 IMPORTANT BEWARE of Guarantor Loans

Lecture 137 IMPORTANT - DEBT ISSUES TO WATCH OUT FOR

Lecture 138 How to minimise debts

Lecture 139 STRUGGLING WITH DEBT - Actions to take

Lecture 140 DEBT FREE - Dave Ramsey's 7 Baby Steps

Lecture 141 Finding Good Borrowing Deals

Lecture 142 STRUGGLING - Where to find help

Lecture 143 Last words

Section 8: Chapter 7 - Credit rating demystified

Lecture 144 Introduction to credit rating

Lecture 145 What is a credit score?

Lecture 146 UK Top 4 credit rating agencies

Lecture 147 Obtaining your free annual statutory credit report

Lecture 148 How to boost your credit score

Lecture 149 Benefits of a good credit score

Lecture 150 Myths & truths of credit scores

Lecture 151 Section conclusion

Section 9: Chapter 8 - Death and estate planning

Lecture 152 Introduction to section

Lecture 153 Overview & Statistics

Lecture 154 Lasting power of attorney

Lecture 155 Making a Will

Lecture 156 Dying without a Will

Lecture 157 Executors and administrators

Lecture 158 Prepaid funeral plans

Lecture 159 Life assurances

Lecture 160 Travel Insurance

Lecture 161 Inheritance taxes

Lecture 162 Age UK Lifebook

Lecture 163 Last words

Section 10: Chapter 9 - Overview of UK Tax System

Lecture 164 Introduction to section

Lecture 165 Overview of UK Tax System & Statistics

Lecture 166 Income Taxes - Introduction

Lecture 167 Income Taxes - Tax Allowances & Reliefs for individuals

Lecture 168 Income Taxes - PAYE Tax Codes

Lecture 169 Income Taxes - PAYE Tax Forms, P60, P45 & P11D

Lecture 170 Income Taxes - Self Assessments & Paper returns

Lecture 171 Income Taxes - Online Tax Accounts creation & Online Self Assessments

Lecture 172 Income Taxes - Payment of Taxes to HMRC

Lecture 173 National Insurance (NI) Contributions - Individuals & companies

Lecture 174 Income Taxes - Online Tax Calculators

Lecture 175 Capital Gains Tax (CGT) - Introduction

Lecture 176 Capital Gains Tax (CGT) - Allowances & Reliefs

Lecture 177 Capital Gains Tax (CGT) - Calculation & Payment

Lecture 178 Stamp Duty Land Tax (SDLT) - ENGLAND & NORTHERN IRELAND

Lecture 179 Land & Building Transaction Tax (LBTT) - SCOTLAND

Lecture 180 Land Transaction Tax (LTT) - WALES

Lecture 181 Council Taxes

Lecture 182 Inheritance Taxes in brief

Lecture 183 Corporation Taxes, Annual Tax Returns & Registering Companies

Lecture 184 Value Added Tax (VAT) Overview

Lecture 185 Insurance Premium Tax (IPT)

Lecture 186 Customs Duties

Lecture 187 Excise Duties & Examples

Lecture 188 Air Passenger Duty

Lecture 189 Section Conclusion

Section 11: Chapter 10 - Financial, Tax & Legal professional advice

Lecture 190 Introduction to financial advice

Lecture 191 Financial advisors

Lecture 192 Mortgage brokers

Lecture 193 Finding a financial advisor or mortgage broker

Lecture 194 What to do when things go wrong with financial advisors & mortgage brokers

Lecture 195 Tax advisors & accountants

Lecture 196 Legal advisors

Lecture 197 Section Conclusion

Section 12: Chapter 11 - Buying first home

Lecture 198 Introduction to section

Lecture 199 Overview of housing schemes

Lecture 200 Schemes available in all of UK regions

Lecture 201 England schemes

Lecture 202 Scotland schemes

Lecture 203 Wales schemes

Lecture 204 Northern Ireland schemes

Lecture 205 Tips on saving for a home

Lecture 206 Things to consider before buying

Lecture 207 Last words

Section 13: Chapter 12 - Sharia compliant financing

Lecture 208 Introduction to Sharia finance

Lecture 209 What is Sharia finance

Lecture 210 How Islamic finance works, including savings accounts

Lecture 211 Home purchase schemes & key things to consider

Lecture 212 UK financial institutions offering Sharia finance

Lecture 213 Recap

Section 14: Chapter 13 - Budgeting and budgeting tips

Lecture 214 Introduction to budgeting

Lecture 215 Budgeting Inspirations

Lecture 216 Budgeting principles

Lecture 217 Budgeting tips

Lecture 218 Budgeting process

Lecture 219 Budgeting recap

Section 15: Chapter 14 - Protecting your money from fraud

Lecture 220 Introduction to section

Lecture 221 UK Fraud Statistics

Lecture 222 How fraud occurs

Lecture 223 Protecting yourself from fraud

Lecture 224 What to do if a fraud victim

Lecture 225 Section recap

Section 16: Chapter 15 - Government child care support schemes

Lecture 226 Introduction to section

Lecture 227 Child schemes overview

Lecture 228 Childcare support in all UK regions - Tax Free Childcare & Universal Credit

Lecture 229 England childcare support

Lecture 230 Scotland childcare support

Lecture 231 Wales childcare support

Lecture 232 Northern Ireland childcare support

Lecture 233 Other childcare support schemes

Lecture 234 Last words

Section 17: Chapter 16 - Future reading and further resources

Lecture 235 Importance of future reading

Lecture 236 Future reading and further resources

Lecture 237 Finance Podcasts

Section 18: Chapter 17 - VERY LAST WORDS - REMEMBER TO SHARE THE TRAINING

Lecture 238 VERY LAST WORDS

Everyone who wants to understand personal finance,Expatriates coming to the UK,Teenagers so that they can know about finance

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Comprehensive Uk Personal Finance Training

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